Axiom Home Page Forums General Discussion Home Theater thunderstruck!

Speakers appear to be fine!!!

Normally, during storms like this, I will unplug the sensitive equipment. But I was taken by surprise as the storm hit while i was sleeping.

I called my insurance company yesterday and should hear back shortly.

Thank you all for the support.

Believe me, I don't mean to sound flip.... but maybe this was Mother Nature's way of getting you some upgrades?

Once again Mark shows he is worthy of his Mancard Platinum!

Mark, i've already been pricing the upgrades:

Going from a 2307CI to a 2310CI

Going from a PS3 to an Oppo BDP83

I'm not sure how the Insurance stuff works (do I need receipts?)...the 2307 is kinda old (3 yrs or so) but the PS3 is fairly recent (40gb version).

Total cost for the new components $1368 including shipping and taxes.

If you have receipts, get them ready in case they want to see them. But for that amount they may just write you a check (minus the deductible) no questions asked.

IF you choose to keep us updated, it will be interesting to get a first hand of how Monster lives up to its claims.

My only experience is a near strike years ago that ran in on my Cable. I experienced the same "BOOM" and bright light. I waited for 2 days for the cable to come back on before I started checking (I was young and naive). When I finally started tracing back, on the outside of the house where the original cable installer had run a ground wire off the main cable into the ground via a special connection. The lightning surge had blown the connector to bits and I had bare wires hanging out. When the cable guy came and repaired it, my VHS player was fried. Fortunately the surge stopped there and did not affect my TV.

I remember when lighting knocked my 36 inch tv out. I had insurance on it through HH Gregg. It cost me $1400 dollars when I bought it new, but only cost about $700 when I went to get my new one. HH Gregg gave me $1400 dollars instore credit to play with. I ended up with a nice flat screen out of the deal!

Here's to hoping you get the same upgrades from your situation. That really sucks, but at least the loss was only electronics, they can be replaced easily. When I had my fire I lost a lot of things that can't be replaced. I'm not trying to sound unsympathetic, I'm just saying thank goodness it wasn't worse. Hope your insurance company and Monster get you reimbursed quickly.

I went through my house with a video camera a while back and recorded all of my electronics, recorded the serial numbers, and took photos of receipts if I had them. I placed it all on a cd in case I was robbed or something.

In your case, you have all of the equipment sitting in your house (broken, but still there) so I guess that would be proof enough that you own the item and that it is broken due to lightning strike.

Hopefully they don't estimated the depreciated value of your equipment well below what it is worth (I don't think they will give you what you paid for everything)

good luck!

In most cases they will give you 'replacement value' on your belongings. So if you have a 3808 for instance that you paid $1400 dollars for when you bought it new, but now you can get one for $1000 dollars, they will give you $1000 dollars. That's what surprised me when I took my claim to HH Gregg and they gave me $1400 dollars instore credit when the exact same TV I had only cost $700 by then.

I don't know what Monster's guarantee is though. It would be sweet if you could get both companies to reimburse you!

Now would be the time to read the fine print.