and am not amused by those who want to be able to "crank it"
Well you are entitled to your opinion. I don't think any organization, governing body, or person should be able to have any say in how I listen to my music though. It's what "does" it for me and I HIGHLY enjoy it.
Do I take chances with my hearing? Definitely. Have I experienced some hearing loss already? Probably. Is it worth it? In my own personal opinion...definitely.